false dichotomy
You probably needed to look this term up before using it in a sentence.
By definition, a false dichotomy has two halves, options, or conclusions often presented as an either/or or if/then statement when in reality it should be an "if this, or this, if this, or that, then this or, or this, or that." The single option you presented does not make up a dichotomy, and I fail to see what is false about living by someone else's rules to protect their interest. It may not be the smartest thing, but it does not contain the logical fallacy that constitutes the "false" portion of a false dichotomy
False dichotomy: If I do not sell this gas guzzling truck, then I am not going to be able to put food on the table.
Truth: Either I sell this truck, sell my house, get a better job, stop snorting the blow, collect my wife's life insurance, etc or.........
They are heard daily by TV advertising trying to trick John Q. Public into buying a product.