That is correct, Rosa regarding HA and the credit card storage.
I don't mind either way as I use a credit card and if any unauthorised payments go through you are protected by law, and coupled with encryption your details are safe. Obviously, not a thing in the world is 100% safe, but we are backed by laws so I would like to think people could feel safe in the knowledge that their details are safe with any auction company or otherwise. This information should be clear to see for any potential bidder on any auction site.
Look at PayPal - they have bank, debit and credit card details all stored...and PayPal have been known to be the least safe, yet we who use it still trust it (well, I say trust...).
I do agree things need to change with vectis, but like I said on Charlie and David's forum, it is early days and they are in the process of upgrading their website and software...I know they are looking at all feedback as film memorabilia and poster collectors on the whole are more tech-savvy with backgrounds in the media and service industries...and to echo Paul's comments from elsewhere, this hobby is made up of many ages from the youth to the old and is a ever-changing pastime.