several years back, when I was still selling golden age comic book downloads, I had a customer in the UK who would order $25-50 a week ($3.95 each). This went on for 3 months and totalled about $450
One day, out of the blue, Paypal took every sale to him out of my account as he claimed someone was fraudently using his credit card. Well that was a secondary Paypal account just for the download sales so I just let it lay until there was a resolution.
Naturally I'm on the phone, multiple emails back and forth and it went on for about a month.
Finally, they determined that only some (
) were fraudulent sales and they returned about 60% of the money to me. Of course, that made no sense what-so-ever and the resolution made my account about -$120 or maybe more.
so what I did was I stopped using that account, and they never got the $120.
well 3 years go by and Paypal realizes I have my main account, so I see an account hold on my account. Naturally I call Paypal and I ask what's up and they say they want the $$ from the other account. Well I explain that I got screwed and Paypal was treating me unfairly and I said:
"Look, I do $xxx,xxx with Paypal every year".. and I ask him to tell me what the real number was and he tells me and I ask "how much does Paypal get from me in fees every year?" and it was obviously substantial. I explain that I could easily get my bank to give me a credit card merchant account (don't know why I don't have one actually) and that Paypal stands to lose substantial fees by pissing me off.
Unbelievably, the Paypal customer service guy says "let me get my supervisor on the line" and we resolve it that Paypal will make an administrative decision and wipe out the negative balance on the other account.. "Thank you sir, have a nice day from Paypal". They actually had an intelligent person managing over there!!
I was of course shocked and pleased, which is generally not the combination of feelings we usually have with Paypal.............