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Author Topic: To insure or not to insure...  (Read 1290 times)
Tob
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« on: October 19, 2011, 05:46:26 PM »

Hi all,

Won my first little batch of posters from emovieposter over the last few weeks and it's shipping time. The package is prob worth about $200...should I plump for the insured or non-insured?

Sounds like emovieposter think un-insured has more of a chance of customs noticing it and charging me import duty and I hear great things about the packaging. Add in the fact that , only a few tubes appear to have gone missing (in the Far East) and part of me thinks it's worth the gamble.

Any opinions? I'm UK based.

Cheers!
« Last Edit: October 19, 2011, 05:46:41 PM by Tob » Logged
CSM
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« Reply #1 on: October 19, 2011, 08:56:53 PM »

In my experience for international transacations INSURED packages are the ones that get hung up in customs and assessed ridiculous fees.

I have had all my emovie wins sent to Canada via regular airmail international (uninsured) and never had a problem.
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Chris
bigmike
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« Reply #2 on: October 19, 2011, 09:52:02 PM »

I always insure the packages.
The only times I didn't they got damaged.
After that. Always insured even though its  extra.
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CSM
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« Reply #3 on: October 19, 2011, 09:55:34 PM »

I always insure the packages.
The only times I didn't they got damaged.
After that. Always insured even though its  extra.

So you think when they are insured postal workers treat packages with more care?
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Chris
bigmike
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« Reply #4 on: October 19, 2011, 10:04:06 PM »

To be honest, I have no idea. That was my experience. So from now on I insure the items I buy. because its only a few more dollars and I know they are responsible if anything happens.

Like I said, this was one of my packages before, then never emailed back a reason, nor gave a rats ass. How does it get this damaged? a strong tube like that?? I have no idea.\


« Last Edit: October 19, 2011, 10:06:16 PM by bigmike » Logged
CSM
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« Reply #5 on: October 19, 2011, 10:09:01 PM »

I agree insurance is a nice safety net and offers peace of mind - but I seriously worry about custom's problems and fees!  They really irk me!  Plus I don't want Johnny and Sally touching my paper treasures  Angry
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Chris
bigmike
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« Reply #6 on: October 19, 2011, 10:11:45 PM »

Good point, but Sally and Johnny should be responsible for anything that happens too.
I actually have one poster right now in customs, hopefully they didnt damage it.

If customs want to open a package they will.
The fees. Sometimes I get them, sometimes I don't? I don't know why. But I'd rather chance the extra little bit of fees, to know that my poster is insured and should come safely.
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theartofmovieposters
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« Reply #7 on: October 19, 2011, 10:25:07 PM »

Sally and Johnny are not responsible for any damage they cause...at least not in Australia.
And my experience has been they are less than gentle when taking a goosey gander.
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Ves
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« Reply #8 on: October 19, 2011, 10:39:03 PM »

Sally and Johnny are not responsible for any damage they cause...at least not in Australia.
And my experience has been they are less than gentle when taking a goosey gander.

Johnny and Sally need some pointers!  Plus even if they were responsible, that would not matter for a one-of-a-kind poster.  Yes - safety with the insurance - but I'd rather have the poster than my $$$ back...

Unfortunately, in my experience, custom's fees are not a little bit extra - usually $25 to $50 or more!
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Chris
theartofmovieposters
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« Reply #9 on: October 19, 2011, 10:41:23 PM »

Do they make you pay duties on items marked gift?
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Ves
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« Reply #10 on: October 19, 2011, 10:42:46 PM »

Do they make you pay duties on items marked gift?

Not in my experience Ves - at least not yet - damn government.
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Chris
theartofmovieposters
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« Reply #11 on: October 19, 2011, 11:06:20 PM »

I can't remember...do they declare full value on the emovie parcels even if not insured?
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Ves
Tob
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« Reply #12 on: October 20, 2011, 07:29:12 AM »

Thanks guys (and girl Smiley) - useful information.

Sigh, I think I'll be safe, insure and await the filthy customs lot to get their claws into my wallet again. If it was $50, I'd chance it...but I suppose I should be careful.

Thanks again.
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CSM
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« Reply #13 on: October 20, 2011, 09:01:03 AM »

I can't remember...do they declare full value on the emovie parcels even if not insured?

They do now (Bruce used to put whatever you wanted on the package in terms of value).
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Chris
ddilts399
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« Reply #14 on: October 20, 2011, 09:27:06 AM »

I know one issue, at least with the software I use, you cannot declare a customs value of $5 and then try to insure for $100 with USPS insurance. It validates the 2 and makes sure they are the same. I loop hole that by using 3rd party insurance and declare everything at $5 unless over 4 pounds and an international package, then it goes back to matching the values and printing from USPS website.

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theartofmovieposters
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« Reply #15 on: October 20, 2011, 03:17:49 PM »

They do now (Bruce used to put whatever you wanted on the package in terms of value).

If this is true, I would go insured...it is only a few $ extra and sometimes despite best efforts, things happen beyond their control.

I recently had a parcel which arrived soaked through (how the feck that happened, I have no idea), I didn't take out insurance.
I'm hoping my posters will eventually be ok Sad

And per Dale's post...I'd be surprised if any postal agency would let you declare the value of the parcel as X but insure it for Y where the difference was quite large.  I think some services even stipulate you cannot include the cost of postage in the insured value.
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Ves
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« Reply #16 on: December 19, 2011, 12:06:36 AM »

I am guessing once you get the posters they will be insured under your home and contents insurance, so why would you not insure them before you get them?

Peace of mind, insure.
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CSM
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« Reply #17 on: December 19, 2011, 01:03:05 AM »

I am guessing once you get the posters they will be insured under your home and contents insurance, so why would you not insure them before you get them?

Peace of mind, insure.

It all has to do with customs problems and fees
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Chris
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« Reply #18 on: December 19, 2011, 01:08:50 PM »

I'm curious as to what Customs fees are, there has been discussion about them elsewhere and so I was just wondering.

Here is Australia if the total value of the shipment is less than AUD$1000 then Customs don't bother with either import duties or GST (VAT). I have to say that the first time I had an item come in that was over $1000 it really caught me off guard, I can't quite remember but I think it added another (about) 20% to the cost, despite being worth it it does make you think...
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110x75
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« Reply #19 on: December 19, 2011, 10:27:22 PM »

Down here, all packages weighting more than 500 grams must be opened in the customs office, and they charge 50% of the declared value...  rolleyes
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Matias
Tob
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« Reply #20 on: December 21, 2011, 07:35:22 AM »

Ouch - they sound like they play hardball in Argentina.

In the UK, if the value of certain items is over £15, we get charged a stupid handling fee (either £8 or £12) and VAT (20% of the value and shipping cost) and Import Duty. I've had the situation where a £16 poster get caught by customs and the customs bill is more than the package (£12+about £5 in fees)...which is frankly, ridiculous. I still don't really understand why used advertising paper falls should be taxed when there are exceptions on things like books.
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